As the market began to slide three years ago, my wife and i began to sense that we were losing our other options. As people lose the value they always believed they had in their homes, their options in their capability to qualify for loans begin to freeze up of course. The worst part for us was, that we were in real estate business, and we were treated to our incomes start seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Your end, we to be able to ...