The bank uses the depositors' funds to make loans to businesses, home and car buyers and so on. All Benefits of including a living trust in your estate planning institutions including lending institution are performing a very important and essential service for the businesses and individuals. You obtain a car today and pay for in installments over a 3 year period; the same for the house. Buy it, move in, and profit by living in your own home, and prepaid over time of 30 or 15 years. As Benefi...