Ask ten people a person's can discharge tax debts in bankruptcy and shortly get ten different the answers. The correct answer is always you can, but only if certain tests are realized. When you tap for your 401(k), 403(b) or some other retirement plan before you reach fifty nine? the IRS will fine you 10% for this taxable income for being irresponsible. So what should you're up to to be responsible in conjunction with your retirement income planning whenever you do actually need to develop a ...