Negotiating with lenders will definitely help you to get rid of your unsecured debts. All you have to simply eliminate at least 50% of your debt that you have and in case you bargained with the creditor for info about the subject deal, you can get up to 70% relief. But one very important thing is to be kept in mind. If for example the forgiven debt could be more than $600, it could be counted as your taxable income. This is because the fact that the amount of money that you save is actually what...