It appears that this is the end of the for-profit loan modification business (at least for those that charge upfront fees). For fear of losing their license to practice law or jasa pembuatan website profesional being suspended, attorneys who have been providing loan modification services in return for upfront fees will cease doing so. This is a good thing because it will help eliminate the "scammers." But if this does indeed pan out, then what is a desperate homeowner-- who is behind on mortgag...