Negotiating with debt collectors will definitely aid you in getting rid of your unsecured debts. This will simply eliminate at least 50% of your debt that you have and in case you bargained with the creditor for issue deal, you could get up to 70% relief. But one very important thing is to be put in mind. If the forgiven debt is than $600, it could be counted as your taxable income. This is because the fact how the amount of money that you save is actually what you were supposed pay out for. Sin...