As the real estate market began to slide three years ago, my wife we began to sense that we were losing our other options. As people lose the value they always believed they been on their homes, their options in power they have to qualify for loans begin to freeze up actually. The worst part for us was, that i were in real estate business, and we got our incomes to help seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Your market end, we had to pic...