OIs the advisor income for life? Fiduciary advisors have a lawful obligation set your interests ahead of their own own. Sales reps peddling insurance, mutual funds yet another financial backpacks are most likely not fiduciaries. Only about 15% most financial advisors actually satisfy the fiduciary needs. 5) Your 22% return was 6% below recent market. Now maybe believe a 22% return is fine, and anyone who is unhappy at not getting 28% is definitely being selfish. Well, maybe therefore if you c...