As the housing market began to slide three years ago, my wife there isn't any began to sense that we were losing our places. As people lose the value they always believed they had in their homes, their options in their capability to qualify for loans begin to freeze up too. The worst part for us was, individuals were in the real estate business, and we had our incomes set out to seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Globe end, we to be able ...