It's not an easy thing to think about, specifically when you believe that you're the actual planet prime of your life, but every person with financial and emotional responsibilities should prepare for their eventual everyday living. Accidents happen, deadly illnesses strike without a moment's notice, and suddenly you wish you'd called that estate planning attorney years past. Don't think of it as being a morbid subject and put superstition towards wind: getting ready for the unfortunate is not i...