As the market began to slide three years ago, my wife and that i began to sense that we were losing our prospects. As people lose the value they always believed they been on their homes, their options in their ability to qualify for loans begin to freeze up actually. The worst part for us was, that we were in real estate business, and we were treated to our incomes start seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Your end, we for you to pick one ...