In addition, the Federal Trade Commission (FTC) is proposing a nationwide ban on the charging of upfront fees by loan modification companies. The question of whether or not this will also apply to attorneys remains to be answered. The ban is proposed to prevent unethical loan modification firms from providing any useful services. In effect, we are trying to eliminate those that "scam" desperate homeowners. Black Belt's trainings cover all these issues and teach you how they can be overcome. T...