As the housing market began to slide three years ago, my wife and that i began to sense that we were losing our alternatives. As people lose the value they always believed they been on their homes, their options in astounding to qualify for loans begin to freeze up actually. The worst part for us was, we were in the real estate business, and we got our incomes to help seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Your end, we needed to pick one of t...