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As the real estate market began to slide three years ago, my wife and i began to sense that we were losing our prospects. As people lose the value they always believed they been in their homes, their options in their capability to qualify for loans begin to freeze up insanely. The worst part for us was, that we were in real estate business, and we got our incomes in order to seriously drop. We never imagined we'd have collection agencies calling, but call, they did. You...
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