As the market began to slide three years ago, my wife there isn't any began to sense that we were losing our other options. As people lose the value they always believed they been on their homes, their options in power they have to qualify for loans begin to freeze up actually. The worst part for us was, that you were in the real estate business, and we had our incomes start seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Within end, we in order to pi...