As the market began to slide three years ago, my wife we began to sense that we were losing our prospects. As people lose the value they always believed they been on their homes, their options in their ability to qualify for loans begin to freeze up too. The worst part for us was, that i were in real estate business, and we were treated to our incomes for you to seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Within end, we had to pick one of two opti...