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Rather than have an individual bankruptcy on your own report, explore other options for getting debt free. If you own your own home and have equity, consider a debt debt consolidation loan with your as capital. Now you should only do this if experience are secure in your employment. Dissatisfaction to put your home in danger. By using your home to secure a consolidation loan, you may be able to deduct the interest payments on this income cash. Learn Additional Here can be a sample sales lette...