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When you file for bankruptcy, your credit score will be impacted negatively for seven to a few years. Since debt settlement lead to you owing less money, this can be on your credit score too. That will show is you simply didn't pay your overdue balance in full; however, it will show that master make premium. Since you didn't just up and leave behind your debt, the affect your fico will be less. In every single cases, it must get basically lower credit ratings for only around 2 yrs. And test? ...